Double Gold

Other Plans

Double Gold Plan – 645 (Have the Cake and Eat it Too)

Unique features: After the first maturity pay-out, the policy provides free life insurance cover till the age of 80 years. The life assured gets the second maturity pay- out at the age of 80 years.

Thus, the feature, “Zindagi ke saat bhi, Zindagi ke bhad bhi”.

Need to Know:

Age Limit- Minimum: 18 years & Maximum: 65 years
Policy Term: 5 to 57 years

To know “What is in there for You” click here

Eligibility

ELIGIBILITY CONDITIONS AND OTHER RESTRICTIONS:

Minimum age at entry	18 years
Maximum age at entry	65 years
Premium Paying Term (PPT)	5 to 57 Years
Maximum age at the end of PPT	75 Years (Nearest Birthday)
Minimum Basic Sum Assured	$10,000 (multiples of $1000)
Maximum Basic Sum Assured	No Limit
Term of policy	80-Age at Entry
Minimum age for Accident Benefit	18 Years
Maximum age of entry for AB	60 Years
Accident Benefit available up to	65 Years
Maximum Accident Benefit Sum Assured	Equal to Basic Sum Assured subject to the maximum aggregate limit of $200,000 under all existing policies on the same life

Benefits

Basic Benefits

Death Benefit

During the Premium Paying Term: Sum assured plus the vested bonuses with Final Additional Bonus(if any) shall be payable on death of the life assured during the term of the policy, provided the policy is in full force.

After the premium paying term (before the maturity date): An amount equivalent to Basic Sum Assured.

Survival Benefit: Sum assured plus the vested bonuses with Final Additional Bonus, if any, shall be payable on survival of Life Assured till the end of the premium paying term of the policy, provided the policy is in full force.

Maturity Benefit: – On the policyholder surviving at the end of the policy term an amount equal to Basic Sum Assured shall be payable provided the policy is in full force.

Funeral Benefit: An amount of 5% of the Basic Sum Assured shall be payable immediately, on death of the Life Assured only on the production of death certificate, during the policy term, provided the policy is in full force. This an in-built cover and is completely Free

All Information provided on this website is only illustrative and is subject to change.

Please contact your LICI Agent or LICI office for any further clarifications.