Double Gold Plan – 645 (Have the Cake and Eat it Too)
Unique features: After the first maturity pay-out, the policy provides free life insurance cover till the age of 80 years. The life assured gets the second maturity pay- out at the age of 80 years.
Thus, the feature, “Zindagi ke saat bhi, Zindagi ke bhad bhi”.
Need to Know:
- Age Limit- Minimum: 18 years & Maximum: 65 years
- Policy Term: 5 to 57 years
To know “What is in there for You” click here
ELIGIBILITY CONDITIONS AND OTHER RESTRICTIONS:
Minimum age at entry
Maximum age at entry
Premium Paying Term (PPT)
5 to 57 Years
Maximum age at the end of PPT
75 Years (Nearest Birthday)
Minimum Basic Sum Assured
$10,000 (multiples of $1000)
Maximum Basic Sum Assured
Term of policy
80-Age at Entry
Minimum age for Accident Benefit
Maximum age of entry for AB
Accident Benefit available up to
Maximum Accident Benefit Sum Assured
Equal to Basic Sum Assured subject to the maximum aggregate limit of $200,000 under all existing policies on the same life
During the Premium Paying Term: Sum assured plus the vested bonuses with Final Additional Bonus(if any) shall be payable on death of the life assured during the term of the policy, provided the policy is in full force.
After the premium paying term (before the maturity date): An amount equivalent to Basic Sum Assured.
Survival Benefit: Sum assured plus the vested bonuses with Final Additional Bonus, if any, shall be payable on survival of Life Assured till the end of the premium paying term of the policy, provided the policy is in full force.
Maturity Benefit: – On the policyholder surviving at the end of the policy term an amount equal to Basic Sum Assured shall be payable provided the policy is in full force.
Funeral Benefit: An amount of 5% of the Basic Sum Assured shall be payable immediately, on death of the Life Assured only on the production of death certificate, during the policy term, provided the policy is in full force. This an in-built cover and is completely Free